Jim Daniel's STAM Seminar Excerpts


Deductibles describes the three fundamental severity random variables associated with various types of deductibles. The ideas here are essential for the efficient solution of problem types that are commonly tested. It contains about 9.5 pages of text. Here is the table of contents:

  • 1.1 Various types of deductibles
  • 1.2 Policy modifications in general, and X, YL, and YP
  • 1.3 (Ordinary) deductibles: YL and YP
  • 1.4 Franchise deductibles: YP
  • 1.5 Disappearing deductibles: YL
  • 1.6 Aggregate deductibles: YL

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